Privacy Policy

Last Updated: March 17, 2026 | Effective Date: March 17, 2026

Summary: RateLaunchpad is a marketing and technology platform that collects consumer request information and shares that information with participating licensed insurance agents, agencies, carriers, and referral partners in connection with insurance-related inquiries and marketing. RateLaunchpad is not an insurer, insurance agency, or insurance broker and does not provide insurance advice or bind coverage. By submitting your information, you consent to being contacted as described below and in our TCPA Notice.

1. Who We Are

RateLaunchpad ("Company," "we," "us," or "our") operates ratelaunchpad.com, a marketing and technology platform that collects consumer request information and may route that information to participating licensed insurance agents, agencies, carriers, and referral partners. RateLaunchpad is not an insurer, insurance agency, or insurance broker and does not quote, bind, underwrite, or recommend insurance coverage.

2. Information We Collect

2.1 Information You Provide

When you submit a quote request, we collect:

Contact information: name, email address, phone number, mailing address, zip code
Vehicle information: year, make, model
Driver information: date of birth, gender, marital status, education, occupation, years licensed, credit score range, driving history (violations, accidents, DUI), SR-22 requirement
Insurance information: current provider, homeowner status, coverage level, bundling interest
Consent: your express written consent to be contacted, the date and time of consent, and the exact consent language you agreed to

2.2 Information Collected Automatically

We automatically collect certain technical data when you visit our website, including:

IP address
Browser type and version
Device type and operating system
Pages viewed and time spent on site
Referring URL and UTM tracking parameters (e.g., how you found our site)
Cookies and similar tracking technologies

2.3 Cookies

We use cookies and similar technologies to enhance your experience, analyze traffic, and support our marketing. You can control cookie settings in your browser. Disabling cookies may affect site functionality. We may use third-party analytics services (such as Google Analytics) that set their own cookies subject to their own privacy policies.

3. How We Use Your Information

We use the information we collect to:

Process and route your request to participating licensed insurance agents, agencies, carriers, and referral partners that may match your request and service area
Share your information with participating partners consistent with the consent given at submission
Communicate with you about your quote request and follow-up offers
Fulfill legal obligations, including maintaining TCPA consent records
Improve our website, services, and marketing effectiveness
Detect and prevent fraud or abuse
Comply with applicable laws and regulations

4. How We Share Your Information

4.1 Insurance Agent and Carrier Partners

The primary purpose of our service is to connect you with insurance professionals. When you submit a quote request and provide your express written consent, we may share your information with participating licensed insurance agents, agencies, carriers, and referral partners that may match your request and service area, and with service providers that help us operate the platform.

Each partner you are matched with receives your contact and vehicle information and may reach out to you by phone (including automated calls and pre-recorded messages), text message, and email. The partners we share your data with are independent companies subject to their own privacy policies. We do not share your information outside the quote/referral process you agree to.

4.2 Referral and Affiliate Partners

Our thank-you page and other areas of our site may contain links to insurance carrier websites. These links may be affiliate or referral links, meaning we may receive compensation if you click through and purchase a policy. These referral relationships do not affect the information you provide us or our handling of your data.

4.3 Service Providers

We use third-party vendors to operate our business, including web hosting (Netlify), database services (Supabase), analytics, and marketing platforms. These vendors process your data on our behalf under confidentiality agreements and are not permitted to use your data for their own purposes.

4.4 Legal Requirements

We may disclose your information if required by law, court order, or government request, or if we believe disclosure is necessary to protect the rights, property, or safety of RateLaunchpad, our users, or the public.

4.5 Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity, subject to the same privacy protections described here.

4.6 What We Do Not Do

We do not sell your personal information to unaffiliated data brokers or marketers outside the insurance industry. We do not share your information with unrelated third parties outside those purposes.

5. TCPA Consent and Communications

By submitting your information and providing consent, you agree to be contacted as described in our TCPA Disclosure. Your express written consent is documented at the time of submission along with IP address, timestamp, and the exact consent language you agreed to.

You may revoke consent at any time by:

Replying STOP to any text message
Contacting the party that contacted you directly to request removal
Contacting RateLaunchpad at privacy@ratelaunchpad.com. RateLaunchpad will maintain suppression records as reasonably necessary to honor revocation requests and prevent future unauthorized routing or communications, as applicable.

Revoking consent does not affect the lawfulness of any communications made prior to revocation.

6. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes described in this policy, comply with legal obligations (including TCPA consent record-keeping requirements, which we retain for a minimum of 5 years), resolve disputes, and enforce our agreements. Quote data may be retained for up to 7 years for compliance and audit purposes.

To request deletion of your data, contact us at agents@ratelaunchpad.com. Note that deletion requests may not apply to data already transmitted to our insurance partners prior to the request.

7. Your Privacy Rights

Depending on your state of residence, you may have certain rights regarding your personal information:

California Residents (CCPA / CPRA)

California residents have the right to: (1) know what personal information we collect, use, share, or sell; (2) request deletion of personal information; (3) opt out of the "sale" or "sharing" of personal information; (4) correct inaccurate personal information; and (5) non-discrimination for exercising these rights. To exercise your California privacy rights, email us at agents@ratelaunchpad.com with the subject line "California Privacy Request."

Do Not Sell or Share My Personal Information: Some disclosures of personal information for marketing, lead routing, or partner matching may be considered a "sale" or "sharing" of personal information under certain state privacy laws, including California law. Residents of applicable states may have the right to opt out of such sale or sharing. To exercise applicable opt-out rights, please visit our Do Not Sell or Share My Personal Information page, submit a request through our privacy request form, or contact us at privacy@ratelaunchpad.com. Where required by applicable law, we will also recognize browser-based opt-out preference signals such as Global Privacy Control.

Florida and Other State Residents

Residents of other states with applicable privacy laws may also have rights to access, correct, or delete their personal information. Contact us to exercise these rights.

8. Security

We implement reasonable technical and organizational measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security.

9. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected data from a minor, please contact us and we will delete it promptly.

10. Links to Third-Party Sites

Our website contains links to third-party websites, including insurance carrier websites. This Privacy Policy does not apply to those sites. We encourage you to review the privacy policies of any third-party sites you visit.

11. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last Updated" date. Continued use of our services after changes are posted constitutes acceptance of the revised policy.

12. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

Email: agents@ratelaunchpad.com
Mailing Address: RateLaunchpad, 1830 NW 62nd Terr, Miami, FL 33147
Website: ratelaunchpad.com